Metcalfe Insurance

Archive for the ‘Unemployment Insurance’ Category

Us students here at WAU would love you to take a  quick survey about your experience with the Rhode Island Department of Labor and Training, while filing an unemployment claim or collecting unemployment benefits in the 2008 – 2009.

If you don’t feel like answering the questions below  then just give us your honest opinion of your experience with the Rhode Island Department of Labor and Training.

Are you collecting unemployment insurance in from the State of Rhode Island? What do you think of your experience with the Rhode Island Department of Labor and Training? Did the Rhode Island Department of Labor and Training actual train you for a job as their name says? Did the Rhode Island Department of Labor and Training handle your claim in a timely fashion? How did you find the Rhode Island Department of Labor and Training unemployment phone claim service? Did you feel that the  Rhode Island Department of Labor and Training operated in an efficent manner? Is there somehting you would change about the way the Rhode Island Department of Labor and Training operates? Do you think the Rhode Island Department of Labor and Training is broken, and needs to rebuilt from scratch to serve the needs of the unemployed in today’s day and age? What did you like about your experiance with the Rhode Island Department of Labor and Training? If you collected unemployment before in Rhode Island. What has changed for the better since the last time you filed a claim? WHat has changed for the worst? If you had to rate the Rhode Island Deppartment of Labor and Training on overall experience what would you give it? An A, B,C,D,E or F. Rhode Island Department of Labor and Training would love to hear your feedback on what kind of job they are doing. Speak up Rhode Island and make your voice heard. This survey is brought to you by the students of Wealthy Affiliate University. Where one decision can change your life forever.

If you are looking out to safeguard your content at home, you must be aware of landlord content insurance, if you are not, read this article to find out what it entails and how does it help a landlord and if there are any separate content insurance for tenants, or are they covered under the same insurance policy.

 

In times of catastrophe, your personal belongings and the contents of your home has to be protected against loss, damage or theft. If your house content is insured well, then you can claim for the damages caused. Provided you have an adequate inventory, listing out all the things that are missing or damaged in your house. Prepare this list, before hand so that you don’t miss out on anything in times of crisis. In order to retrieve back your items if it goes in flames, you need to either video tape these and have a copy of your inventory and your video tape in a place other than your home. So that, it doesn’t get damaged in the flames.

 

A contents insurance policy of a landlord protects all items that are owned by the landlord, in case the house is rented out, tenants contents are not covered in this policy, they need to get a separate tenant content insurance for their own items’ safety. Landlord’s content is nothing but items that are inside the home he lives in while they are there, and it doesn’t matter whether you are living in that house or have rented it out to some one else. On the other hand a landlord’s building insurance covers the exterior part of the building.

 

If you are a renter, it is known as a renter’s policy which will cover damage or loss caused to a landlord’s property along with your (tenant) personal items in case of any theft or natural disaster. You will need to protect your investment from damage or theft and so Landlord Contents Insurance offers you the security you need in case anything is damaged or stolen.

 

Landlord Contents Insurance is part of the Landlord insurance policy package and includes the core covers of property Insurance and Landlord Liability Insurance together with Content Insurance. Most insurance companies work out a rate to charge the landlord based on the location of the property and then apply it to the amount specified to rebuild the building (which is called the Buildings Sum Insured). It is therefore cheaper to insure a building that is worth less than an expensive building which is as expected.

Unemployment levels across Europe have soared, leading to the highest Eurozone unemployment rates for a decade. The figures relate to the 16 counties across Europe which are using the Euro, a currency which has fared well throughout the global recession. Unfortunately the job market has not fared quite so well.

 

The unemployment rate has crept up to 9.2 per cent, compared to 7.3 per cent in April last year. The highest unemployment figures across the Eurozone were seen in Spain, which has a current unemployment rate of 18.1%.

 

Across the whole of the EU, which includes some 27 member states, the figures alsi indicated rising unemployment. In these 27 countries unemployment rose to 8.6 per cent in April, a 2 point increase since the previous month. European data analysis company Eurostat put the estimated number of unemployed in the EU at 20.8 million.

 

In 25 of the 27 EU countries unemployment rose in the past few months, with only Romania and Greece witnessing a fall in unemployment. Although recent reports have suggested an increase in economic growth, it does not look like this has reached the jobs market as yet.

 

Howard Archer from IHS Global Insight  said: “It will be some time before any improvement in economic activity feeds through to help the jobs outlook.

 

“Furthermore, we suspect that economic activity will remain too weak to actually generate jobs overall until well into 2010.

 

“Deep and extended economic contraction, depressed business confidence and deteriorating profitability are currently increasingly feeding through to push unemployment up sharply across the eurozone.”

 

Youth unemployment is a particular area of concern, with figures across Europe suggesting that 18.5 per cent of under 25’s are without a job. Many graduates have struggled to find a job despite having respectable qualifications as employers take the safe option and go for experience over youth and fresh ideas.

 

Graduates have reported that in response to growing youth unemployment in the UK they have been encouraged to seek jobs abroad and return to the UK post recession. This advice was backed by the National Union of Students and Government bodies, despite the fact that recession does appear to be global and many who have gone abroad to work have not succeeded in securing a job.

 

One student said: I know people who have gone to Australia to work. They are having a really hard time finding any kind of work,” while the Association of Graduate Recruiters described the current feeling among graduates saying: “Almost any work is better than no work at all.”

 

Many who graduated in the past year are now living with their parents and claiming jobseekers allowance. Some graduates are considering the option of further studies, but are wary of building up more debt.

 

“I’m going to continue on Jobseekers Allowance for another month and continue my job search and then decided if I’ll go on the course,” said one graduate who is currently living with her parents.

 

Elspeth Farrar, Association of Graduate Careers Advisory Services added

“It’s been bad for those who graduated in 2008, it’s going to be awful for those who graduate this year but it’s nothing compared to what the graduates of 2010 are going to face.”